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About Me

Established in 2002 Pat has faithfully represented Buyers and Sellers in real estate throughout the Denver-metro area. He's been able to incorporate his previous experience as a Mortgage Banker (7 years) and Bank Asset Manager (3 years) into his growing Realtor service. With Pat's Mortgage Banker background he knows the hurdles buyers can face when qualifying for a home loan. As a Bank Asset Manager Pat negotiated on behalf of the bank, performing the marketing and sales of bank-owned assets from Florida to Hawaii; elevating his market analysis and pricing for a wide variety of homes. You can trust Pat to represent your very best interests whether you are buying or selling a home.

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Does Downsizing Make Sense for You

In Denver Real Estate, Moving | on April, 10, 2014 | by
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The kids have all "flown the nest," you’re now retired and you don’t have as much energy as you once did. Your home feels like a mansion; it takes ages for you to get around, even longer to clean and there’s numerous rooms that you barely enter any more. This is a sensation that many older citizens experience and it brings up a fairly controversial question; should I sell my home in Denver and buy something smaller? This is referred to as "downsizing" and while some people are great believers in doing this, there are others that are fiercely against it. If this is something that you’ve been thinking about a lot recently, then this article might be of interest to you since we’re going to take a look at the main pros and cons of downsizing.

The Truth About Downsizing By a Leading Real Estate Agent in Denver

There … Read More

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Getting a Mortgage if You’re Self Employed – A Few Tips

In Denver Real Estate, Mortgage Rates | on April, 05, 2014 | by
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Self Employed - I'm the Boss!With the reduction in the number of employment opportunities that followed the financial meltdown that we are all so very familiar with, thousands of people throughout Colorado State decided to take matters into their own hands and carved out employment opportunities of their own by becoming self-employed. While taking this employment route has proved to be beneficial for many people, it can make it harder to either refinance an existing mortgage or obtain a new one, since the lack of a regular, fixed income makes this group a riskier investment for financial lenders. However, if you are self-employed and looking to work with a real estate agent in Denver on a home purchase, that doesn’t mean to say you won’t be able to get a mortgage; it just means you’ll most probably have to make more of an effort.

I’m Self Employed: How Can I Get Approved for a Mortgage … Read More

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Buying or Renting – Which is Right for You?

In Denver Real Estate, Moving | on March, 30, 2014 | by
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Many people make the mistake of solely focusing on the financial implications when leaving their old home and making a choice between purchasing a property or renting one. However, as we are going to discuss during the course of this article, there’s so much more to making a choice between buying Colorado real estate or renting your new home. If you want to have any chance of making the "right decision" you need to look at both options from a number of different perspectives and carefully assess the impacts that buying or renting would have on your life. Life is about more than just plain old money; you have to take your personality and preferences into account too.

Factors to Consider When Deciding Whether to Buy or Rent Real Estate

buy or rent in ColoradoAs an experienced real estate agent in Denver, we’ve worked with hundreds of clients over the years and we can’t … Read More

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The Pros and Cons of Using a Mortgage Broker

In Denver Real Estate, Mortgage Rates | on March, 24, 2014 | by
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mortgage broker pros and consIt’s a fairly common occurrence for prospective homeowners to use the services of a mortgage broker when they are interested in purchasing real estate, since a specialist, in theory, should be able to find them the "best deal" with regards to the terms of the loan and the rates attached to it. However, in recent years the ways in which licensed mortgage brokers have been operating has been put under intense security and there have been numerous allegations of malpractice. In other words it has been claimed that some mortgage brokers have been making suggestions based on their own interests rather than those of their clients. If you have been looking at homes for sale in Denver and have found the property of your dreams but need a mortgage loan to finance that dream, you need to carefully weigh up the pros and the cons of using a mortgage broker…. Read More

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The Most Important Things to Remember When Leaving Your Old Home

In Denver Real Estate, Moving | on March, 18, 2014 | by
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moving from old home checklistYou’ve received an offer for your home that you’re happy with and you’re going to accept. Once you’ve exchanged contracts and you receive the money that will be that, right? Many homeowners get so caught up in the process of actually selling their home that they forget that once they do that, there’s still a lot of work to be done as they prepare to move out. Before we discuss anything else, we must point out that it is extremely important that you hang on to all paperwork related to the sale of your home, as you will need this when it comes time to file your taxes and then again afterwards if you are audited. It’s also vitally important that you carefully review the HUD-1 Settlement Statement before you close and hand over the keys since this will display all of the fees and charges that both you and … Read More

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Boost Your Chances of a Successful Sale By Avoiding these Real Estate Blunders

In Denver Real Estate, Listing | on March, 13, 2014 | by
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Sell your home in DenverBuyers, sellers and every real estate agent in Colorado (and the rest of the country!) know that it’s a buyer’s market. The market is still recovering and buyers have the power and many more options available to them than they would have had in years gone by. This means that they don’t have to buy your home, because there’s probably dozens of other properties located close by that meet their requirements and fall within their budget. If you’re a seller, this means you have to "step your game up" if you are to have any chance of selling your property and it’s absolutely essential that you avoid doing anything that could make your property a less attractive buying proposition. If you’re not sure exactly what could put prospective buyers off, keep reading as we’re going to point out some of the fundamental errors that sellers make on a regular basis…. Read More

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