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About Me

Established in 2002 Pat has faithfully represented Buyers and Sellers in real estate throughout the Denver-metro area. He's been able to incorporate his previous experience as a Mortgage Banker (7 years) and Bank Asset Manager (3 years) into his growing Realtor service. With Pat's Mortgage Banker background he knows the hurdles buyers can face when qualifying for a home loan. As a Bank Asset Manager Pat negotiated on behalf of the bank, performing the marketing and sales of bank-owned assets from Florida to Hawaii; elevating his market analysis and pricing for a wide variety of homes. You can trust Pat to represent your very best interests whether you are buying or selling a home.

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The Top 7 Tips for Finding the Best Homeowner’s Insurance in Denver

In Denver Real Estate, Home Improvement | on September, 01, 2014 | by
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Home Owners Insurance in DenverOwning a home is expensive. Besides costs associated with buying it, there are additional expenses for appliances, interior decorating, landscaping, renovations (a new roof, anyone?), and ongoing maintenance. But what about that other “gotcha” that many homeowners take for granted, homeowner’s insurance? A Real Estate Agent Denver likes to remind consumers that depending on the value and location of your residence, your homeowner’s policy could be several hundred or thousand dollars each year.
Follow these tips to find the best homeowner’s insurance for your Colorado Real Estate and save money.

  1. Comparison shop, not only with denver real estate listings, but with homeowner’s insurance. Saving money takes time and dedication, but saving money on a homeowner’s policy can be just as profitable as saving on groceries, if you put in the effort. Ask friends and family members who they work with. We know of one client who emailed several co-workers for
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Fed to Cut Monthly Bond Purchases to $25B

In Market News, Mortgage Rates | on July, 31, 2014 | by

Whether you are buying or selling a home in the near future, the move by the Federal Government to cut monthly bond purchases will have a dramatic impact on mortgage interest rates…most likely causing them to rise. For Sellers thinking that the average Denver-metro home prices will continue to go up, that theory will be countered with less buyer affordability due to higher interest rates. What does this mean???…if you were holding out to sell for the highest price, you may want to reconsider if you can move now. With higher interest rates, they’ll be less buyers in your price range. For the last few years we’ve adored the low interest rates around 4.25%-4.5%…but things will be quite different when rates are at 5 or 6%.  The Fed’s action to cut monthly bond purchasing will be a major test to see if our economy is as stable as it’s made ... Read More

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Quick & Easy Home Search

In Denver Real Estate, Listing | on June, 03, 2014 | by

Quick & Easy Home Search. 

Just Fill In your Search Criteria !  Click ↓


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Does Downsizing Make Sense for You

In Denver Real Estate, Moving | on April, 10, 2014 | by
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The kids have all “flown the nest,” you’re now retired and you don’t have as much energy as you once did. Your home feels like a mansion; it takes ages for you to get around, even longer to clean and there’s numerous rooms that you barely enter any more. This is a sensation that many older citizens experience and it brings up a fairly controversial question; should I sell my home in Denver and buy something smaller? This is referred to as “downsizing” and while some people are great believers in doing this, there are others that are fiercely against it. If this is something that you’ve been thinking about a lot recently, then this article might be of interest to you since we’re going to take a look at the main pros and cons of downsizing.

The Truth About Downsizing By a Leading Real Estate Agent in Denver

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Getting a Mortgage if You’re Self Employed – A Few Tips

In Denver Real Estate, Mortgage Rates | on April, 05, 2014 | by
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Self Employed - I'm the Boss!With the reduction in the number of employment opportunities that followed the financial meltdown that we are all so very familiar with, thousands of people throughout Colorado State decided to take matters into their own hands and carved out employment opportunities of their own by becoming self-employed. While taking this employment route has proved to be beneficial for many people, it can make it harder to either refinance an existing mortgage or obtain a new one, since the lack of a regular, fixed income makes this group a riskier investment for financial lenders. However, if you are self-employed and looking to work with a real estate agent in Denver on a home purchase, that doesn’t mean to say you won’t be able to get a mortgage; it just means you’ll most probably have to make more of an effort.

I’m Self Employed: How Can I Get Approved for a Mortgage

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The Pros and Cons of Using a Mortgage Broker

In Denver Real Estate, Mortgage Rates | on March, 24, 2014 | by
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mortgage broker pros and consIt’s a fairly common occurrence for prospective homeowners to use the services of a mortgage broker when they are interested in purchasing real estate, since a specialist, in theory, should be able to find them the “best deal” with regards to the terms of the loan and the rates attached to it. However, in recent years the ways in which licensed mortgage brokers have been operating has been put under intense security and there have been numerous allegations of malpractice. In other words it has been claimed that some mortgage brokers have been making suggestions based on their own interests rather than those of their clients. If you have been looking at homes for sale in Denver and have found the property of your dreams but need a mortgage loan to finance that dream, you need to carefully weigh up the pros and the cons of using a mortgage broker.... Read More

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