Borrowing money from banks and other types of financial institutions has become considerably harder since the financial crash, with qualifying requirements tougher than they have ever been before. Gone are the days when you could get a 100% mortgage wherever you went; these are like dinosaurs now, they don’t exist, they’re extinct. Nowadays even if you’re in a position to put down a large deposit and you have a secure job that pays a respectable salary, you still might be turned down. You can’t exactly blame banks and building societies for being extremely cautious though, as no-one wants a repeat of what happened in 2008! Nevertheless, if you do have a bad credit rating you might be feeling that purchasing property is now nothing but a pipedream, unless you happen to win the lottery that is. But fear not, it is still possible to get a mortgage and buy real ... Read More