In today’s volatile economy, with banks ever tightening their requirements for consumer loans, credit score and income are the two biggest factors in determining whether you can land a mortgage for your Denver realty dream home.

10 ways to boost your credit score

1. A Real Estate Agent Denver always advises clients to review their credit report for mistakes, and dispute them. Get your report from annualcreditreport.com, review it for errors, and work to correct them.
2. Ask about increasing your credit limit is another piece of advice from a Denver Real Estate Agent. If you have good credit begin with, you may be able to raise your score by getting your credit card company to boost your line of credit.
3. Don’t close accounts. Accounts with positive standing that you’ve had for years work in your favor, so don’t close them. Use them for small purchases each month, and pay off the